Prime Minister Narendra Modi today launched the Ayushman Bharat – Pradhan Mantri Jan Aarogya Yojana (PMJAY) from Ranchi in Jharkhand. The scheme aims to benefit over 10 crore families by providing them cashless health assurance up to Rs 5 lakh every year without paying any premium. The healthcare scheme was launched at an event organized in Prabhat Tara Ground here. Earlier, the Prime Minister visited an exhibition based on the PMJAY to witness a demonstration of activities related to the scheme like how a beneficiary’s identification will be done and e-card creation, among others.

Meanwhile, at the same event, the PM will also be laid the foundation stone for medical colleges at Chaibasa and Koderma. Besides, he also inaugurated 10 health and wellness centers.

PM Modi had announced the launch of the scheme from the ramparts of the Red Fort during his Independence day speech. Here are the high points of the scheme.

1. Beneficiaries of the Ayushman Bharat insurance programme in Jharkhand were sent a two-page personalised letter from PM Modi outlining the importance and benefits of the project. The government will send similar letters to 10.74 crore beneficiary families across the country gradually. The letters will have a photograph of PM Modi, a government official said.

2. “The prime minister will launch the scheme on September 23 but effectively it will become operational from September 25 on the birth anniversary of Pandit Deendayal Upadhyay,” said NITI Aayog member Dr Vinod Paul, who is the chief architect of the scheme.

3. The Ayushman Bharat programme will be funded with 60 per cent contribution coming from the Centre and remaining from the states.

4. “Today is a historic day for India… We are committed to building a healthy and fit India!” PM Modi said in tweets this morning.

5. The ambitious scheme, renamed the Pradhan Mantri Jan Arogya Abhiyan, targets economically backward families from both rural and urban India.

6. Eligible people can avail the benefits in government and listed private hospitals. The beneficiaries are identified based on four “deprivation categories”

7. There is no cap on family size and age in the scheme, ensuring that nobody is left out.

8. One would only need to establish one’s identity to avail benefits under the scheme and it could be through Aadhaar card or election ID card or ration card. Having an Aadhaar card is not mandatory. In case of hospitalization, members of the beneficiary families do not need to pay anything under the scheme, provided one goes to a government or an impaneled private hospital. ”

9. States like Telangana, Odisha, Delhi, Kerala and Punjab have not signed the launch with the Centre.

10. At a public meeting in Odisha on Saturday, PM Modi criticised the Naveen Patnaik government for saying no to the scheme and alleged that corruption and delaying decisions have become the identity of the Odisha government. Mr Patnaik, however, dismissed the allegation, saying PM Modi must have said it to enthuse BJP workers.

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